Talk to us and our financial planning partners Halpin Wealth to understand how tax, strategy and super can help you achieve your goals faster
Whether you’re an employer, self-employed or an employee we all have one common goal which is to ensure we have a comfortable retirement and get to enjoy the benefits that we have worked so hard for.
Accordingly, maximising your benefits is a really important goal for everyone and superannuation will generally be the most important tool you can use to build your wealth.
Given this you would assume that most people have a strong understanding of how super works and how it can benefit them, but our common experience is that super is still an often misunderstood product and the benefits and opportunities it offers are often not known or actively avoided.
Superannuation and superfunds come in many different forms and can mean many different things to different people. We not only understand the different types of funds that are available to use but how you can also get the most out of them to maximise the benefits for your retirement plan or indeed how to use them as part of your ongoing strategic planning to assist in building your business and wealth.
Self-Managed Superfunds (SMSF’s), Retail Funds and Industry Funds are the three major types of funds most people will hold their super in.
In conjunction with our partnership with Haplin Wealth we can help you decide which type is best for you, what insurances you should hold and how you can maximise your wealth in accordance with your preferred level of risk and exposure.
ADMINISTRATION OF SELF MANAGED SUPERFUNDS
For those who have chosen the SMSF route, you require an adviser who can assist you in the day to day administration and ensure your annual compliance requirements including the audit of the fund are adhered to.
Our motto with super is to make the difficult simple and to help you understand the benefits and opportunities super can provide.
At CMS we work with our SMSF clients in the preparation of their accounts, ensure compliance with the SIS regulations, assist with strategy and ensure your funds are audited and compliant.
We provide you with the peace of mind of knowing you are compliant which allows you to get on with what you do best.