Case Studies

We have put togeather a number of case studies to better explain various financial situations and goals.

• Emma

  Just turned 21

  Her dad has given her a cheque for $10,000 and told her to invest it. What should she do?.

• Mark and Kate

  Have a new baby girl

  They would like her to attend a private school when she turns 11. How can they finance it?

• Matthew

  Saving for his first home

  How does he save for a home deposit without restricting his financial freedom?.

• Trevor

  Income Protection

  A wealth protection plan that secures your income if you are suddenly unable to work.

• John and Karen

  Salary sacrificing into superannuation

  How much they could save by sacrificing some of their salary into their super account.

• Kris and Lisa

  Super contribution splitting

  Kris has retired while Lisa is still working. How can super contribution splitting help them?.

• Sally

  Rolling money from super to pension phase

  Lisa is approching retirement and is preparing to transition her super to an allocated pension.

• Bob and Helen

  Choosing the right asset classes

  As you approach retirement, you may consider investing your money more conservatively.

• Judy

  Pre-retirement pension

  Judy's reached the age of 55 and loves her work, so she's decided to keep working until she's 65.

• David

  Transition to retirement

  David has reached the age of 55 and he's started to think about his retirement plans.

• Gloria

  Estate Planning

  Want's to leave money to her grandchildren but wants a tax-effective investment that will vest at each child's 25th birthday.

Education and Information

• We have put togeather a collection of information sheets form various sources to explain various financial issues.

• Do I really need an advisor?

  Money talks, they say. And for most of us it creates quite a racket. Interest rates, market movements, fund performance, tax implications, superannuation rules ? there's a lot to listen to and think about. Getting professional help can make it easier and you don't need a fortune.
  
  

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• 7 Rules for Investing

  Investing successfully in the sharemarket requires patience, clear goals, a long-term view and sound financial advice. When markets are volatile, it can be easy to forget the basics and make hasty decisions you may regret later.
  
  

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• Smart strategies for growing your wealth

  Some people think saving and investing are the same thing. But the truth is, each requires a different approach and way of thinking.
  
  

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• Lessons from history

  The achievement of your financial objectives largely depends on the structure of your portfolio. The balance between investments which can provide capital growth (such as shares) and those more orientated toward investment income (such as fixed interest and cash) is crucial.
  
  

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• Do you earn under $61,920p.a.?

  Let the Government top up your super!
  
  For each $1 you add as a personal after-tax contribution1, the Government will co-contribute $1 up to a maximum of $1,000 provided you meet the eligibility conditions.
  
  

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• Thinking about retirement?

  Decisions about your super and retirement can be daunting, but with the help of your financial adviser and some help from us, it doesn't need to be.
  
  

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